Prices starts at $499
Text CREDIT to 760-224-6900
We would need to look at your Credit Report, since everyone is different depending on how many negative items.
It would be very helpful if you have an Experian or myfico account, we don't use any other credit monitoring services.
What is Credit Repair Sweep?
Our credit repair is a aggressive proprietary process for attacking and challenging all negative items from your credit report, this includes updating and removing incorrect personal information.
How long does it take?
Our time frame is normally 35 to 45 days worst case 45 to 90 days. Each client is different depending upon how many negative items are on their credit report and if they have previously disputed them
What services should I expect?
I will analyze your credit report, collect all required information, and attack all negative items on your credit report and we coach you on the best way to increase your score with all the tips and trick I discover over the years. Just this is worth the price.
1. Dispute items / PERSONAL INFORMATION
2. Dispute items / Collections
3. Dispute items / Charged off - Closed negatives
4. Dispute items / Late payments ( includes mortgage and auto loans )
5. Dispute items / Repo's
6. Dispute Items / All hard Inquiry/ not attached to any open accounts.
This does not include Bankruptcy? No, This is another service and handled a different way.
Currently not disputing Bankruptcy.
We do one time payment.
We aggressively attack negative items on your credit report. I will fight for every point.
We work your case very aggressive for 90 days.
We also work very closely with you and coach you to get the best possible results during the 90 days.
How do I get started?
1. Get a Experian or Myfico account.
2. Text credit to 760-224-6900
3. I will look at your credit report and give you a price, plan and timeline.
4. Fill out order form below, and upload required document, Picture of ID, Picture of SSN card, copy current bill with current address.
5. Send payment by Zelle.
6. I go to work, timeline is normally 35 to 45 days.
7. In 35 to 45 day you will do a positive review on google, because your score just went up.
What required documents do you need from me?
Documents needed below:
ALL DOCUMENTS MUST HAVE THE FIRST AND LAST NAME MATCHING
1. Copy of Government issued ID ( driver license , State ID or passport )Not expired
2. Copy of Social Security card or Recent W2 with social security number
3. Proof of residency with current date, no more then 30 days old. Utility Bill, Cell phone bill, Bank Statement or Credit Union Statement or insurance statement.
Do you need access to my credit report?
Yes, we will need access to your Credit Monitoring Service. The CMS must have all 3 bureaus on the report. The preferred Credit Monitoring Service is Experian, or Myfico.
I will need a upgraded version of Experian or Myfico.
How do I make a payment?
Currently will take only Zelle or Venmo.
Is there a Guarantee ?
Although we cannot guarantee by law a certain outcome, we know that by utilizing the Federal Law, and the Fair Credit Reporting Act, we can assist you in getting items deleted/corrected with an overall positive outcome.
Can I do this myself?
Yes, By federal law, you must know that YOU CAN DO THE CREDIT REPAIR PROCESS YOURSELF. Not sure how to start? or do not have time we can do it for you. What is your time worth?
What happens after the dispute letters are sent out?
According to federal credit law spelled out in the Fair Credit Reporting Act (FCRA), a credit bureau is required to respond to you and complete their investigation within 30 days. If they do not respond within this time frame, they must remove the negative listing disputed.
All your updates will be send to you address on file around the 30-35 day time frame.
What happens after I fill out the online order from.
We will send you an invoice to pay the balance by Zelle or Venmo.
If you delete a negative item can it come back on my report?
This is very unlikely to happen. We don't see it too often, but it can
because we don't erase the debt, we only clean up the credit report.
We can schedule a call phone appointment if needed.
Text CREDIT 760-224-6900 to get a quote